Products & Public Liability Insurance covers your small business against legal costs and compensation payments resulting from injuries or property damage to your clients, contractors or members of the public which was caused by you or one of your employees.
The insurance would cover the compensation payment plus any legal expenses. Even when you do everything right there is always the chance of an accident happening. You need public and/or products liability:
- Even if you don’t have visitors to your office or home, you could still suffer a public liability claim against your business; for example, if you accidentally damage a client’s property in their office
- Anyone working for you could trigger a public liability claim against your business if their actions at work cause damage to other property
- Many companies and organisations will also insist on their suppliers having public liability insurance cover in place.
PSC Connect Member Brokers specialise in public and products liability insurance to ensure that you are suitably protected and can operate knowing that should the worst happen, your customers’ property could be repaired, their possessions replaced and their medical costs paid for.
Through leading insurers, our Member Brokers can offer a comprehensive range of products that can suit most business risks. They can recommend the most appropriate Public and Products Liability insurance policies to suit your specific business requirements to cover your legal liability to pay damages to members of the public for death and injury or damage to property or possessions.
Having the right public and products liability insurance in place offers you peace of mind and makes your business look more professional. Getting a public and products liability policy means you can let your insurer deal with any problems, while you get on with running your business.
Our experienced PSC Connect Member Brokers can help you get the right insurance cover by assessing your specific needs and recommending the best value insurance solution for your business, whilst still maintaining the highest standard of cover.