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Coronavirus: How Will Your Insurance be Impacted?

Since its initial emergence in December 2019, coronavirus (2019-nCoV) has spread across 157 countries and territories*. With over 169,000 confirmed cases worldwide*, the coronavirus outbreak has significantly impacted international trade markets, with countries enforcing precautionary measures in a bid to contain the crisis. In New Zealand, there have now been eight reported cases of coronavirus*. […]

In the Current Climate: Are You Better With a Broker?

In the ever-changing modern environment, insurance is a necessity for organisations across New Zealand, providing them with valuable peace-of-mind in a dynamic business climate. During their day-to-day operations, businesses are exposed to a plethora of risks. Being aware of, assessing and managing such threats is vital. This is because, in the event of a disaster, […]

Insurance Cover for E-Bikes and E-Scooters

E-scooters and e-bikes are rapidly increasing in popularity around the world, revolutionising the way we view travel. During 2018, there were more than 47,000 e-bikes and e-scooters imported into New Zealand, which is 23,326 more than the year prior. This figure has grown significantly since 2008, when just 1,332 e-bikes and e-scooters were imported. As […]

Health and Safety in New Zealand Workplaces

As an employer, taking action to lower the risk of health and safety events is mandatory. Your employees are at the heart of your business, so ensuring they have the appropriate training to perform their role safely is a priority. If you fail to integrate comprehensive, relevant, and maintainable policies and procedures, you may be […]

How to Protect Different Types of Employees in Your Business

In the modern workplace, it’s not uncommon for companies to have a range of employees with different roles, responsibilities and duties. There are several employment categories under which an organisation’s staff can be formally classified. While certain legislative requirements are implemented universally, ultimately, each group of employees is directly impacted by a specific set of […]

New Tenancy Laws Receive Mixed Responses

Tenants are now personally liable for any accidental damage they inflict on a rental property. Tenancy reforms have seen renters lose their ability to rely on their landlord’s insurance. The approved legislative changes aim to provide property owners with greater protection against damage caused by careless tenants, while also encouraging renters to act responsibly. However, […]

The Supreme Court of New Zealand Reaches a Reinstatement Decision

Recently, earthquake damaged properties in Canterbury brought the insurance entitlements of on sold property owners into the spotlight. Many of the affected properties were sold in their damaged condition, with vendors assigning any claims lodged under their insurance policy to the purchaser. This, in turn, led to the new owners’ rights to cover being deliberated […]

Is Your Business Underinsured?

Many New Zealand businesses are underinsured, which gives them a false sense of security and leaves them exposed to potential risks in case of an incident. Business owners and companies who become complacent with their insurance often don’t seek professional advice. Instead, they are tempted to choose policies without full consideration, often online for convenience, […]